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Milestone® Mastercard®
welcome bonus
N/A
credit brand
Mastercard®
rewards rate
N/A
intro apr
N/A
regular apr
See website for Details
foreign transaction fee
1%
credit needed
Fair/Good
annual fee
See website for Details
rate
4.5

Pros

Accepts Low Credit Scores: The Milestone® Mastercard® caters to individuals with less-than-perfect credit, providing an opportunity to build or rebuild credit history.

Reports to Credit Bureaus: This card reports to all three major credit bureaus, helping cardholders improve their credit scores with responsible use.

Quick Pre-qualification Process: The pre-qualification process is fast, easy, and does not impact the applicant's credit score.

Mastercard® Benefits: Cardholders can take advantage of Mastercard® benefits, including Zero Liability Protection and extended warranty coverage.

Cons

Annual Fee: $175 the first year; $49 thereafter.

Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month).

High Regular APR: The card has a 35.9% fixed APR, which can be costly if cardholders carry a balance.

No Rewards Program: There is no rewards program associated with this card.

Foreign Transaction Fee: Cardholders will be charged a 1% foreign transaction fee on purchases made outside the United States.

Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100).

Why Choose It

The Milestone® Mastercard® is an appealing choice for those with lower credit scores who are looking to establish or rebuild their credit history. While it lacks a rewards program and charges an annual fee, the card's focus on serving individuals with less-than-perfect credit is its main strength. The quick pre-qualification process and Mastercard® benefits add value for cardholders. Despite the high regular APR and foreign transaction fee, the Milestone® Mastercard® remains a solid option for individuals who want a credit card tailored to their unique credit situation and are willing to pay an annual fee to access its credit-building benefits.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Milestone® Mastercard®

Milestone® Mastercard®

4.5
N/A

N/A

See website for Details

See website for Details

N/A

N/A

N/A

N/A

See website for Details

See website for Details

1%

1%

Fair/Good

Fair/Good

Mastercard®

Mastercard®

Citi Simplicity® Card

Citi Simplicity® Card

4.7
N/A

N/A

$0

$0

N/A

N/A

0% for 21 months on balance transfers, 0% for 12 months on purchases

0% for 21 months on balance transfers, 0% for 12 months on purchases

8.99% - 29.74% variable

8.99% - 29.74% variable

3%

3%

Good/Excellent

Good/Excellent

Mastercard®

Mastercard®

Capital One Platinum Credit Card

Capital One Platinum Credit Card

4.6
N/A

N/A

$0

$0

N/A

N/A

N/A

N/A

29.99% variable

29.99% variable

0%

0%

Fair/Bad/Limited/No Credit

Fair/Bad/Limited/No Credit

Capital One

Capital One

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