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New To Credit

Welcome to the "New to Credit" category, your launchpad into the world of credit. This category is designed specifically for those just beginning their credit journey, whether you're looking to establish credit for the first time, or seeking an introductory credit card to start building a solid credit history.

In today's digital age, numerous credit card providers are ready to partner with consumers who are new to credit. These providers offer first-time lines of credit specifically tailored to meet the needs of newcomers, making it easier than ever to start building a reliable credit history.

Our curated list of "New to Credit" cards provides a variety of options that can help you make immediate progress in your credit journey. So, take the plunge and embark on your path to financial growth. After all, every great journey begins with a single step.

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Capital One SavorOne Student Cash Rewards Credit Card
welcome bonus
Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening
credit brand
Capital One
rewards rate
3% cash back on dining, 1% back on all other purchases
intro apr
N/A
regular apr
19.74% - 29.74% variable
foreign transaction fee
0%
credit needed
Good
annual fee
$0
rate
4.7
Discover it® Student Cash Back
welcome bonus
See website for Details
credit brand
Discover it®
rewards rate
5% cash back on dining, 1% back on all other purchases
intro apr
0% for 6 months
regular apr
17.74% - 26.74% variable
foreign transaction fee
0%
credit needed
Fair/Limited
annual fee
$0
rate
4.8
Capital One Quicksilver Student Cash Rewards Credit Card
welcome bonus
Earn a one-time $50 cash bonus once you spend $100 on purchases with in 3 months from account opening
credit brand
Capital One
rewards rate
1.5% cash back
intro apr
N/A
regular apr
19.74% - 29.74% variable
foreign transaction fee
0%
credit needed
Fair
annual fee
$0
rate
4.7
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