Pros

Earn unlimited 3% cash back on dining and entertainment purchases.

Get 1% cash back on all other purchases.

No annual fee and no foreign transaction fees.

Opportunity to build credit history as a student.

Automatic credit line increase after the first five on-time payments.

Cons

High APR for purchases and balance transfers.

Limited rewards categories compared to other cards.

Cash back rewards cannot be transferred to other programs.

Why Choose It

If you're a student looking for a credit card that can help you earn cash back while building your credit history, the Capital One SavorOne Student Cash Rewards Credit Card could be a great option for you. With unlimited 3% cash back on dining and entertainment purchases and 1% cash back on all other purchases, you can earn rewards on your everyday spending. Plus, there's no annual fee or foreign transaction fees, making it a great choice for students who may travel internationally. Additionally, after making your first five on-time payments, you'll be eligible for an automatic credit line increase. However, it's important to note that this card has a high APR for purchases and balance transfers, so it's important to pay your balance in full each month to avoid accruing interest charges. Overall, if you're a student who wants to earn rewards and build credit, the Capital One SavorOne Student Cash Rewards Credit Card is definitely worth considering.