Pros

Unlimited Cash Back: The Ink Business Unlimited® Credit Card offers a flat 1.5% cash back on every purchase, making rewards simple and straightforward.

No Annual Fee: This card comes with no annual fee, reducing overhead costs for your business.

Introductory APR: There's an introductory 0% APR for the first 12 months on purchases, offering cost-saving benefits for businesses with large initial expenses.

Sign-Up Bonus: There's an enticing bonus offer of $750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening.

Employee Cards at No Additional Cost: Employee cards let you set individual spending limits and help you earn rewards even faster.

Monitor and Protect Your Business: Stay on top of your business with Fraud Protection, Purchase Protection Same page link to disclaimer, personalized Account Alerts Same page link to Offer Details, and more.

Cons

Foreign Transaction Fee: The card charges a 3% foreign transaction fee, making it less suitable for businesses with international dealings.

High Regular APR: After the intro period, a variable APR of 17.99% - 23.99% applies, which could be costly for businesses that carry a balance.

Requires Good to Excellent Credit: Approval for this card generally requires good to excellent credit, which may be a barrier for some applicants.

Why Choose It

The Ink Business Unlimited® Credit Card shines in its simplicity - it's a straightforward, no-annual-fee card that provides a flat 1.5% cash back on all purchases. This makes it a great choice for businesses with diverse spending patterns. The sizable sign-up bonus is an attractive feature. While the card does impose a foreign transaction fee and requires good to excellent credit, its benefits, including the 0% intro APR period, make this card a strong contender for business owners seeking simple, unlimited cash back rewards.