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Ink Business Unlimited® Credit Card
welcome bonus
$900 bonus cash back after $6K spend in 3 months
credit brand
Visa®
rewards rate
Earn unlimited 1.5% cash back
intro apr
0% intro APR for 12 months
regular apr
18.49%–24.49% variable
foreign transaction fee
3%
credit needed
Good/Excellent
annual fee
$0
rate
4.5

Pros

$900 bonus cash back after spending $6,000 in 3 months.

Unlimited 1.5% cash back on every purchase.

Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

Earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Unlimited card. That's 3.5% in addition to the 1.5% you already earn on travel.

No annual fee.

Employee cards at no extra cost.

0% intro APR for the first 12 months.

Cons

Cash back rewards less valuable than transferable points.

Why Choose It

The Ink Business Unlimited card makes an excellent simple cash back rewards card for small businesses. Instead of tracking rotating bonus categories, you earn an unlimited 1.5% back on every dollar spent. Paired with the hefty signup bonus and no annual fee, it's an easy way to maximize pure cash rewards across all business spend. Just note the cash back holds less long-term value compared to flexible travel points. Nonetheless, for straightforward cash earning potential year-over-year, the Ink Unlimited delivers useful simplicity.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

4.5
$900 bonus cash back after $6K spend in 3 months

$900 bonus cash back after $6K spend in 3 months

$0

$0

Earn unlimited 1.5% cash back

Earn unlimited 1.5% cash back

0% intro APR for 12 months

0% intro APR for 12 months

18.49%–24.49% variable

18.49%–24.49% variable

3%

3%

Good/Excellent

Good/Excellent

Visa®

Visa®

Chase British Airways Visa Signature® Card

Chase British Airways Visa Signature® Card

4.5
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

$95

$95

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

N/A

N/A

21.49%–28.49% variable

21.49%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Visa®

Visa®

American Express Business Gold Card

American Express Business Gold Card

4.6
150K points after $10K spend in 3 months

150K points after $10K spend in 3 months

$295

$295

4X on your top 2 eligible categories. 3x on eligible purchases through AmexTravel.com. 1x on all other purchases.

4X on your top 2 eligible categories. 3x on eligible purchases through AmexTravel.com. 1x on all other purchases.

N/A

N/A

19.49% - 27.49% variable

19.49% - 27.49% variable

0%

0%

Good/Excellent

Good/Excellent

American Express®

American Express®

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