Pros

Earn 3x points on eligible purchases by you and your employee card holders for air travel and hotel stays, 2x points for eligible business expenses and 1 point for all other eligible purchases.

No foreign transaction fees.

$350 credit for any qualifying air travel expenses.

$500 Annual Credit (based on annual spend).

VIP experience at the Visa Luxury Hotel Collection.

Earn points easily when you use your card to pay business bills and expenses.

Enroll in Visa SavingsEdge® and receive automatic business savings of 1%-15% at participating merchants.

Up to 24 additional employee cards at no extra cost.

Cons

$550 annual fee.

Most benefits require high frequent business spending.

Why Choose It

The UBS Visa Infinite Business Card is ideal for large corporations and executive business owners who incur frequent travel and high overhead expenses. With 3x points on air and hotel bookings, plus a $350 annual air travel credit, companies sending employees on regular work trips can quickly offset the $550 annual fee. Additional perks like savings on business services, free employee cards, and Visa Luxury Hotel access also complement heavy business expenditures. However, small businesses with moderate spending may struggle to reap enough value to justify the high annual fee. Overall, frequent corporate travel coupled with high expenditures in 2x categories make this premium card worthwhile.