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4.8Earn 190,000 Membership Rewards® points after spending $15,000 in first 3 months.
Get 5X points on flights and prepaid hotels on amextravel.com.
1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year).
1.5x on US construction/hardware stores, US electronic goods, and US shipping. 1X elsewhere.
Up to $200 airline fee credit, up to $200 Dell credits annually.
Global Lounge Collection access to over 1,400 airport lounges.
Amex Concierge and Premium Global Assist Hotline.
No Foreign Transaction Fees.
$695 annual fee, high income or spending required.
No intro APR period.
Employee Cards cost extra.
Lots of perks require frequent travel to maximize value.
The Business Platinum card offers tremendous airport lounge access and travel perks for road warrior business owners. Between lounge access, hotel elite status, rental elite status and airline fee credits, it really pays for itself for regularly traveling entrepreneurs. However, the value diminishes if your business involves infrequent travel. But the 12-month 0% APR period on purchases gives helpful flexibility too. If you have premium or heavy business travel expenses, The Business Platinum card will justify the high annual fee.
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The Business Platinum Card® from American ExpressThe Business Platinum Card® from American Express
4.8190K points after $15K spend in the first 3 months
$695
5X flights and prepaid hotels at AmexTravel.com. 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year). 1.5x on US construction/hardware stores, US electronic goods, and US shipping. 1X elsewhere
N/A
19.49% - 27.49% variable
0%
Good/Excellent
American Express®
Ink Business Cash® Credit CardInk Business Cash® Credit Card
4.590K after $6K spend in 3 months
$0
5X office supplies. 5X cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually). 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year. 5X Lyft through March 2025
0% intro APR for 12 months
18.49%–24.49% variable
3%
Good/Excellent
Visa®
The Platinum Card from American ExpressThe Platinum Card from American Express
4.7Earn 80,000 125,000 Membership Rewards® Points（after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership）
$695
5X points for flights booked directly with airlines or with American Express Travel. 5X points for prepaid hotels booked through American Express Travel
N/A
21.24% - 29.24% variable
0%
Good/Excellent
American Express®
