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150,000 Membership Rewards points signup bonus after spending $8,000 in 6 months.
Up to $200 airline fee credit and up to $200 Uber Cash annually.
Access to over 1,400 airport lounges worldwide.
Automatic Hilton Honors Gold and Marriott Bonvoy Gold Elite status.
Statement credits for purchases at Saks Fifth Avenue and global dining partners.
Steep $695 annual fee.
No introductory APR period.
High spending requirement to earn welcome bonus.
Credits and perks may not justify fee for casual spenders.
The Amex Platinum offers tremendous value for frequent travelers and those who can maximize the many credits and lounge access perks. The airport lounge access itself offsets the annual fee, with all the other credits providing pure profit. Pair that with Gold status at top hotels, Uber discounts and an impressive signup bonus, this card delivers luxury. The main caveat is ensuring your lifestyle fits for routine air travelers and hotel guests, the Platinum is a premier choice.
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Earn 80,000 125,000 Membership Rewards® Points(after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership)
$695
5X points for flights booked directly with airlines or with American Express Travel. 5X points for prepaid hotels booked through American Express Travel
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21.24% - 29.24% variable
0%
Good/Excellent
American Express®
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$550
3x for air travel and hotel stays, 2x for eligible business expenses (office supplies, business cable/internet, shipping, business phone and advertising), 1X everywhere else
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N/A
0%
Excellent
Visa®
Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first 6 months of card membership
$250
4X Points Restaurants. 4X Points Supermarkets. $120 Uber Cash on Gold. $120 Dining Credit. 3X Points Flights
N/A
21.24% - 29.24% variable
0%
Good/Excellent
American Express®