Pros

$900 bonus cash back after spending $6,000 in first 6 months.

5% cash back at office supply stores and on cable, internet and phone services.

2% back at gas stations and restaurants.

Earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Cash card.

Cards for employees at no extra cost.

0% intro APR for the first 12 months.

No annual fee.

Cons

3% foreign transaction fees.

Minimum spend of $6,000 for signup bonus.

Why Choose It

With generous ongoing bonus cash back in essentials like internet, dining and cable bills, plus employee cards at no extra cost, the no-fee Ink Business Cash card maximizes rewards on overhead expenses. Just note the foreign transaction fees, capped bonus categories and intro 0% APR lasts 12 months. Overall, if your business spends heavily in the 5% and 2% categories annually, the initial signup bonus and uncapped 1% return add up to solid savings.