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Ink Business Cash® Credit Card
welcome bonus
90K after $6K spend in 3 months
credit brand
Visa®
rewards rate
5X office supplies. 5X cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually). 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year. 5X Lyft through March 2025
intro apr
0% intro APR for 12 months
regular apr
18.49%–24.49% variable
foreign transaction fee
3%
credit needed
Good/Excellent
annual fee
$0
rate
4.5

Pros

$900 bonus cash back after spending $6,000 in first 6 months.

5% cash back at office supply stores and on cable, internet and phone services.

2% back at gas stations and restaurants.

Earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Cash card.

Cards for employees at no extra cost.

0% intro APR for the first 12 months.

No annual fee.

Cons

3% foreign transaction fees.

Minimum spend of $6,000 for signup bonus.

Why Choose It

With generous ongoing bonus cash back in essentials like internet, dining and cable bills, plus employee cards at no extra cost, the no-fee Ink Business Cash card maximizes rewards on overhead expenses. Just note the foreign transaction fees, capped bonus categories and intro 0% APR lasts 12 months. Overall, if your business spends heavily in the 5% and 2% categories annually, the initial signup bonus and uncapped 1% return add up to solid savings.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

4.5
90K after $6K spend in 3 months

90K after $6K spend in 3 months

$0

$0

5X office supplies. 5X cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually). 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year. 5X Lyft through March 2025

5X office supplies. 5X cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually). 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year. 5X Lyft through March 2025

0% intro APR for 12 months

0% intro APR for 12 months

18.49%–24.49% variable

18.49%–24.49% variable

3%

3%

Good/Excellent

Good/Excellent

Visa®

Visa®

Chase British Airways Visa Signature® Card

Chase British Airways Visa Signature® Card

4.5
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

$95

$95

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

N/A

N/A

21.49%–28.49% variable

21.49%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Visa®

Visa®

Capital One® Spark® Classic for Business

Capital One® Spark® Classic for Business

4.5
N/A

N/A

$0

$0

Earn unlimited 1% cash back for your business on every purchase

Earn unlimited 1% cash back for your business on every purchase

N/A

N/A

29.99% variable

29.99% variable

0%

0%

Fair/Limited

Fair/Limited

Capital One

Capital One

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