Capital One Venture X Rewards Card

welcome bonus

75k miles after $4k spend within first 3 months

credit brand

Capital One

rewards rate

10X miles on hotels and rental cars booked via Capital One Travel. 5x miles on flights booked via Capital One travel. 2X miles everywhere else

intro apr

N/A

regular apr

19.99% - 29.99% variable

foreign transaction fee

credit needed

Excellent

annual fee

$395

rate

4.8

Pros

75k miles after $4k spend within first 3 months.

10X miles on hotels and rental cars booked via Capital One Travel. 5x miles on flights booked via Capital One travel. 2X miles everywhere else.

Up to $300 back annually as statement credits for bookings through Capital One Travel

Anniversary Bonus：Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.

Global Entry or TSA PreCheck® Credit：Receive up to a $100 credit for Global Entry or TSA PreCheck®.

Unlimited 10x miles on hotels and rental cars.

Complimentary Capital One lounge access.

No foreign transaction fees.

Cons

$395 annual fee.

Excellent credit required for approval.

High spending requirement to earn signup bonus.

Transfer partners are limited.

Why Choose It

With a huge signup bonus, 10x rewards on hotels and car rentals, plus upscale lounge access and travel perks, the Venture X card offers outsized rewards for premium travelers. The statement credits also help offset the annual fee. This card best suits high-frequency travelers who can really capitalize on transfer partners and Capital One's travel portal for booking flights and hotels. If you want premium travel rewards, perks and ongoing earn rates, the Venture X card delivers first-class value.

compare Cards

cover/name/rate

Welcome bonus

Annual fee

rewards rate

intro apr

regular apr

foreign transaction fee

credit needed

credit brand

Capital One Venture X Rewards Card

4.8

75k miles after $4k spend within first 3 months

$395

10X miles on hotels and rental cars booked via Capital One Travel. 5x miles on flights booked via Capital One travel. 2X miles everywhere else

N/A

19.99% - 29.99% variable

Excellent

Capital One

American Express® Gold Card

4.7

Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first 6 months of card membership

$250

4X Points Restaurants. 4X Points Supermarkets. $120 Uber Cash on Gold. $120 Dining Credit. 3X Points Flights

N/A

21.24% - 29.24% variable

Good/Excellent

American Express®

The Platinum Card from American Express

4.7

Earn 80,000 125,000 Membership Rewards® Points（after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership）

$695

5X points for flights booked directly with airlines or with American Express Travel. 5X points for prepaid hotels booked through American Express Travel

N/A

21.24% - 29.24% variable

Good/Excellent

American Express®

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