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Capital One Venture X Rewards Card
welcome bonus
75k miles after $4k spend within first 3 months
credit brand
Capital One
rewards rate
10X miles on hotels and rental cars booked via Capital One Travel. 5x miles on flights booked via Capital One travel. 2X miles everywhere else
intro apr
N/A
regular apr
19.99% - 29.99% variable
foreign transaction fee
0%
credit needed
Excellent
annual fee
$395
rate
4.8

Pros

75k miles after $4k spend within first 3 months.

10X miles on hotels and rental cars booked via Capital One Travel. 5x miles on flights booked via Capital One travel. 2X miles everywhere else.

Up to $300 back annually as statement credits for bookings through Capital One Travel

Anniversary Bonus:Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.

Global Entry or TSA PreCheck® Credit:Receive up to a $100 credit for Global Entry or TSA PreCheck®.

Unlimited 10x miles on hotels and rental cars.

Complimentary Capital One lounge access.

No foreign transaction fees.

Cons

$395 annual fee.

Excellent credit required for approval.

High spending requirement to earn signup bonus.

Transfer partners are limited.

Why Choose It

With a huge signup bonus, 10x rewards on hotels and car rentals, plus upscale lounge access and travel perks, the Venture X card offers outsized rewards for premium travelers. The statement credits also help offset the annual fee. This card best suits high-frequency travelers who can really capitalize on transfer partners and Capital One's travel portal for booking flights and hotels. If you want premium travel rewards, perks and ongoing earn rates, the Venture X card delivers first-class value.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Capital One Venture X Rewards Card

Capital One Venture X Rewards Card

4.8
75k miles after $4k spend within first 3 months

75k miles after $4k spend within first 3 months

$395

$395

10X miles on hotels and rental cars booked via Capital One Travel. 5x miles on flights booked via Capital One travel. 2X miles everywhere else

10X miles on hotels and rental cars booked via Capital One Travel. 5x miles on flights booked via Capital One travel. 2X miles everywhere else

N/A

N/A

19.99% - 29.99% variable

19.99% - 29.99% variable

0%

0%

Excellent

Excellent

Capital One

Capital One

Capital One SavorOne Student Cash Rewards Credit Card

Capital One SavorOne Student Cash Rewards Credit Card

4.7
Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening

Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening

$0

$0

3% cash back on dining, 1% back on all other purchases

3% cash back on dining, 1% back on all other purchases

N/A

N/A

19.74% - 29.74% variable

19.74% - 29.74% variable

0%

0%

Good

Good

Capital One

Capital One

American Express® Gold Card

American Express® Gold Card

4.7
Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first 6 months of card membership

Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first 6 months of card membership

$250

$250

4X Points Restaurants. 4X Points Supermarkets. $120 Uber Cash on Gold. $120 Dining Credit. 3X Points Flights

4X Points Restaurants. 4X Points Supermarkets. $120 Uber Cash on Gold. $120 Dining Credit. 3X Points Flights

N/A

N/A

21.24% - 29.24% variable

21.24% - 29.24% variable

0%

0%

Good/Excellent

Good/Excellent

American Express®

American Express®

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