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Discover it® Student Cash Back
welcome bonus
See website for Details
credit brand
Discover it®
rewards rate
5% cash back on dining, 1% back on all other purchases
intro apr
0% for 6 months
regular apr
17.74% - 26.74% variable
foreign transaction fee
0%
credit needed
Fair/Limited
annual fee
$0
rate
4.8

Pros

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year. So you could turn $50 cash back into $100. Or $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

0% Intro APR for 6 months on purchases. Then 17.74% - 26.74% Standard Variable Purchase APR will apply.

$20 statement credit each school year for maintaining a GPA of 3.0 or higher.

No annual fee, saving you money.

Access to Discover's online portal for easy account management.

Cons

Limited international acceptance compared to other major credit card issuers.

Need to keep track of rotating categories for maximum cashback.

Higher APR for balances carried over each month.

Why Choose It

Discover it® Student Cash Back is the perfect credit card for students looking to earn rewards while building their credit. With cashback rewards on everyday purchases and a special GPA-based credit, it's designed to support your academic and financial journey. The absence of an annual fee means you can enjoy its benefits without additional costs. While there are some limitations regarding international acceptance and rotating categories, the card's rewards and features make it a smart choice for responsible student spenders. Apply for the Discover it® Student Cash Back card today and start maximizing your student life!

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Discover it® Student Cash Back

Discover it® Student Cash Back

4.8
See website for Details

See website for Details

$0

$0

5% cash back on dining, 1% back on all other purchases

5% cash back on dining, 1% back on all other purchases

0% for 6 months

0% for 6 months

17.74% - 26.74% variable

17.74% - 26.74% variable

0%

0%

Fair/Limited

Fair/Limited

Discover it®

Discover it®

Chime® Debit Card

Chime® Debit Card

4.5
N/A

N/A

$0

$0

N/A

N/A

N/A

N/A

N/A

N/A

0%

0%

Limited to Good

Limited to Good

Visa®

Visa®

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

4.6
Earn $750 bonus cash back

Earn $750 bonus cash back

$0

$0

1.5% cash back rewards on purchases

1.5% cash back rewards on purchases

0% intro APR for 12 months

0% intro APR for 12 months

17.99% - 23.99% variable

17.99% - 23.99% variable

3%

3%

Good/Excellent

Good/Excellent

Visa®

Visa®

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