Pros

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year. So you could turn $50 cash back into $100. Or $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

0% Intro APR for 6 months on purchases. Then 17.74% - 26.74% Standard Variable Purchase APR will apply.

$20 statement credit each school year for maintaining a GPA of 3.0 or higher.

No annual fee, saving you money.

Access to Discover's online portal for easy account management.

Cons

Limited international acceptance compared to other major credit card issuers.

Need to keep track of rotating categories for maximum cashback.

Higher APR for balances carried over each month.

Why Choose It

Discover it® Student Cash Back is the perfect credit card for students looking to earn rewards while building their credit. With cashback rewards on everyday purchases and a special GPA-based credit, it's designed to support your academic and financial journey. The absence of an annual fee means you can enjoy its benefits without additional costs. While there are some limitations regarding international acceptance and rotating categories, the card's rewards and features make it a smart choice for responsible student spenders. Apply for the Discover it® Student Cash Back card today and start maximizing your student life!