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Capital One Quicksilver Student Cash Rewards Credit Card
welcome bonus
Earn a one-time $50 cash bonus once you spend $100 on purchases with in 3 months from account opening
credit brand
Capital One
rewards rate
1.5% cash back
intro apr
N/A
regular apr
19.74% - 29.74% variable
foreign transaction fee
0%
credit needed
Fair
annual fee
$0
rate
4.7

Pros

New cardholders can earn a one-time $50 cash bonus after spending $100 within the first 3 months of opening the account.

There's no annual fee, making it a cost-effective option for students.

Cardholders earn a flat 1.5% cashback on all purchases, with no limits or categories to worry about.Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.

No foreign transaction fees. Students studying or traveling abroad can use the card without incurring any additional fees on purchases made outside the United States.

Cons

Regular APR: Regular APR ranges from 19.74% to 29.74%, which can be quite high for those carrying a balance.

Limited Credit History: This card is designed for students, so applicants with a limited credit history may not be approved.

Balance Transfer Fees: If you transfer a balance to your credit card account at a promotional APR (which is a lower interest rate offered for a limited time), the credit card company will charge you a fee equal to 3% of the amount you transferred.

Why Choose It

The Capital One Quicksilver Student Cash Rewards Credit Card is an excellent choice for students looking for a simple and straightforward cashback rewards card. With no annual fee, a solid rewards rate, and a user-friendly experience, this card makes it easy for students to manage their finances while earning cash back on all their purchases. The added benefit of no foreign transaction fees makes this card ideal for students who may be traveling or studying abroad. Although the regular APR is on the higher side, responsible use and timely payments can help cardholders avoid interest charges. In short, this card offers a winning combination of simplicity, savings, and rewards for students.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Capital One Quicksilver Student Cash Rewards Credit Card

Capital One Quicksilver Student Cash Rewards Credit Card

4.7
Earn a one-time $50 cash bonus once you spend $100 on purchases with in 3 months from account opening

Earn a one-time $50 cash bonus once you spend $100 on purchases with in 3 months from account opening

$0

$0

1.5% cash back

1.5% cash back

N/A

N/A

19.74% - 29.74% variable

19.74% - 29.74% variable

0%

0%

Fair

Fair

Capital One

Capital One

Capital One Quicksilver Cash Rewards

Capital One Quicksilver Cash Rewards

4.8
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening

Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening

$0

$0

1.5% cash back

1.5% cash back

0% intro APR for 15 months

0% intro APR for 15 months

19.74% - 29.74% variable

19.74% - 29.74% variable

0%

0%

Good/Excellent

Good/Excellent

Capital One

Capital One

Discover it® Secured Credit Card

Discover it® Secured Credit Card

4.8
N/A

N/A

$0

$0

2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 1% cash back on all other purchases – automatically. Discover will match all the cash back you've earned at the end of your first year

2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 1% cash back on all other purchases – automatically. Discover will match all the cash back you've earned at the end of your first year

N/A

N/A

27.74% variable

27.74% variable

0%

0%

Fair/Bad/Limited/No Credit

Fair/Bad/Limited/No Credit

Discover it®

Discover it®

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