ADVERTISEMENT
High Rewards Rate: The American Express® Gold Card offers a high rewards rate of 4X points at restaurants, plus takeout and delivery in the U.S, and at U.S supermarkets (on up to $25,000 per year in purchases, then 1X). Strong rewards program with 3X points earned on flights booked directly with airlines or amextravel.com.
$120 Uber Cash to Dine or Ride: Up to $120 Uber Cash annually ($10 a month) for U.S. Uber Eats orders and U.S. Uber rides (card must be added to Uber app to receive the Uber Cash benefit).
$120 Dining Credit: Up to $120 dining credit annually ($10 a month) for purchases made with Grubhub, Goldbelly and other eligible restaurants (after a one-time enrollment).
No Foreign Transaction Fees: Ideal for international travelers, as there are no foreign transaction fees on purchases.
The card carries a hefty annual fee of $250.
No introductory APR period.
Reward points are typically most valuable when redeemed for travel through American Express, which may not suit everyone's lifestyle.
The American Express® Gold Card is a powerhouse for those who spend heavily on dining and groceries. Its high rewards rate in these categories, combined with perks like the airline fee credit and hotel credits, provide substantial value that can easily outpace the annual fee for the right spender. Though the acceptance of Amex cards is limited in some places and the annual fee is considerable, the wealth of benefits offered by this card make it a worthwhile contender for foodies and frequent travelers alike who are interested in maximizing their reward earnings.
ADVERTISEMENT
Earn 90,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first 6 months of card membership
$250
4X Points Restaurants. 4X Points Supermarkets. $120 Uber Cash on Gold. $120 Dining Credit. 3X Points Flights
N/A
21.24% - 29.24% variable
0%
Good/Excellent
American Express®
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening
$0
Earn unlimited 1.25 miles per dollar on every purchase. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
0% intro APR for 15 months
19.74% - 29.74% variable
0%
Good/Excellent
Capital One
180K after $6K spend in first 6 months
$550
14X Hilton spend. 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies. 3X on all other eligible purchases
N/A
20.99% - 29.99% variable
0%
Good/Excellent
American Express®