Pros

3x points for each dollar spent at grocery stores.

3x points for each dollar spent on dining at restaurants including takeout and eligible delivery services.

3x points for each dollar spent with Air Canada directly.

1x points for each dollar spent on all other purchases.

500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.

And points do not expire as long as your Aeroplan Credit Card account is open.

First checked bag free on Air Canada flights.

Get preferred rates when you book with Air Canada.

No foreign transaction fees.

Cons

$95 annual fee.

No bonus category rewards other than Air Canada purchases.

Points only transfer to Air Canada Aeroplan program.

Why Choose It

The Aeroplan Card is best suited for loyal Air Canada customers who can maximize the 2X points and free checked bag perks. The sign-up bonus can net you up to 100,000 points to redeem for Air Canada flights. Just know transfer partners are limited outside of Aeroplan. Overall, Air Canada regulars will gain solid ongoing value from the card.