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Net First Platinum
welcome bonus
N/A
credit brand
other
rewards rate
N/A
intro apr
N/A
regular apr
N/A
foreign transaction fee
N/A
credit needed
Damaged credit to Fair credit
annual fee
See website for Details
rate
4.3

Pros

Guaranteed Approval: Net First Platinum guarantees approval for their card, making it a potentially reliable option for individuals with poor credit or no credit history. This card can be a stepping stone for those aiming to rebuild or establish their credit.

No Credit Check: The application process doesn't require a credit check, providing a hassle-free experience for those seeking immediate approval.

Credit Reporting: Net First Platinum reports to a major credit bureau, which can help cardholders improve their credit scores with responsible usage and timely payments.

Cons

High Fees: The Net First Platinum card charges a hefty membership fee that may be off-putting to some potential users. This fee, in addition to the monthly service charge, can make the card expensive to maintain.

Limited Usability: The card is exclusively meant for purchases from the Net First Platinum website, which significantly limits its usability compared to more versatile credit cards.

No Rewards or Cashback: Unlike many credit cards, the Net First Platinum card does not offer any rewards or cashback programs, which might be a deal-breaker for individuals seeking these benefits.

Why Choose It

If you're struggling with poor credit or looking to establish your credit history, the Net First Platinum card might be a suitable option for you. The card's guaranteed approval and no credit check feature make it accessible to a wide range of individuals. Despite the high fees and limited usability, the card's credit reporting feature can be a valuable tool for those looking to improve their credit score.Additionally, since it is not a Visa or Mastercard, its acceptance may be limited. Overall, if you are looking for a way to build or rebuild your credit, the Net First Platinum card could be a viable option for you.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Net First Platinum

Net First Platinum

4.3
N/A

N/A

See website for Details

See website for Details

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Damaged credit to Fair credit

Damaged credit to Fair credit

other

other

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

4.7
180K after $6K spend in first 6 months

180K after $6K spend in first 6 months

$550

$550

14X Hilton spend. 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies. 3X on all other eligible purchases

14X Hilton spend. 7X US restaurants, flights booked directly with airlines or amextravel.com, select car rental companies. 3X on all other eligible purchases

N/A

N/A

20.99% - 29.99% variable

20.99% - 29.99% variable

0%

0%

Good/Excellent

Good/Excellent

American Express®

American Express®

Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card

4.5
N/A

N/A

$0

$0

N/A

N/A

N/A

N/A

29.99% variable

29.99% variable

0%

0%

Bad/Limited

Bad/Limited

Capital One

Capital One

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