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Chase Aer Lingus Visa Signature® Card
welcome bonus
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months
credit brand
Visa®
rewards rate
3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere
intro apr
N/A
regular apr
21.49%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$95
rate
4.4

Pros

75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months.

In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Aer Lingus, British Airways, and Iberia flight purchases, and 2 Avios for every $1 spent on hotel accommodations. Earn 1 Avios for every $1 spent on all other purchases.

Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.

Receive checked bag discounts and priority boarding benefits.

No foreign transaction fees.

Cons

$95 annual fee.

High spending requirement for signup bonus.

Most benefits apply specifically to Aer Lingus flights.

Avios worth less than other airline miles/points.

Why Choose It

The Aer Lingus Visa Signature card offers a generous signup bonus and ongoing earn rate for loyal Aer Lingus customers who can use the Companion Ticket each year. You’ll rack up Avios points quickly through brand purchases while getting perks like free checked bags and priority boarding. Just know Avios values are mixed, so having concrete Aer Lingus redemption is key. Overall it’s a nice fit for routine Aer Lingus flyers headed to Ireland and the U.K.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Chase Aer Lingus Visa Signature® Card

Chase Aer Lingus Visa Signature® Card

4.4
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

$95

$95

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

N/A

N/A

21.49%–28.49% variable

21.49%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Visa®

Visa®

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

4.8
190K points after $15K spend in the first 3 months

190K points after $15K spend in the first 3 months

$695

$695

5X flights and prepaid hotels at AmexTravel.com. 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year). 1.5x on US construction/hardware stores, US electronic goods, and US shipping. 1X elsewhere

5X flights and prepaid hotels at AmexTravel.com. 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year). 1.5x on US construction/hardware stores, US electronic goods, and US shipping. 1X elsewhere

N/A

N/A

19.49% - 27.49% variable

19.49% - 27.49% variable

0%

0%

Good/Excellent

Good/Excellent

American Express®

American Express®

U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

4.7
N/A

N/A

$0

$0

N/A

N/A

0% for the first 18 billing cycles on balance transfers and purchases

0% for the first 18 billing cycles on balance transfers and purchases

19.74% - 29.74% variable

19.74% - 29.74% variable

3%

3%

Good/Excellent

Good/Excellent

Visa®

Visa®

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