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Southwest® Rapid Rewards® Performance Business Credit Card
welcome bonus
60K after $3K spend in first 3 months
credit brand
Visa®
rewards rate
3X Southwest. 3X Rapid Rewards(R) hotel and car partners. 2X rideshare. 2X social media and search engine advertising, internet, cable, and phone services. 1X on all other purchases
intro apr
N/A
regular apr
21.49%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$99
rate
4.4

Pros

Earn 60,000 points after spending $3k in 3 months.

6,000 bonus points after each account anniversary.

Earn 3 points per $1 spent on Southwest Airlines® purchases.Earn 2 points per $1 spent on Rapid Rewards hotel and car rental partner purchases.Earn 2 points per $1 spent on local transit and commuting, including rideshare services.Earn 1 point per $1 spent on everyday purchases.

All Southwest points count towards Companion Pass status.

2 EarlyBird Check-In® each year.

25% back on inflight purchases.

Cons

$99 annual fee.

Mostly benefits Southwest flyers rather than general travelers.

Points less valuable for non-Southwest redemptions.

Why Choose It

The Southwest Performance Business card packs in exceptional rewards for small business owners who frequently fly Southwest Airlines for work trips and personal getaways. With 3X points on Southwest and annual points bonuses, qualifying for a Companion Pass is easy, saving hugely on employee flights for years. Even occasional Southwest fliers will appreciate 2 EarlyBird check-ins and 25% back on inflight purchases exceeding the low $99 annual fee. While maximum redemption value focuses on Southwest-specific perks, the initial sign-up bonus alone offers substantial returns for Southwest loyalists.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

4.4
60K after $3K spend in first 3 months

60K after $3K spend in first 3 months

$99

$99

3X Southwest. 3X Rapid Rewards(R) hotel and car partners. 2X rideshare. 2X social media and search engine advertising, internet, cable, and phone services. 1X on all other purchases

3X Southwest. 3X Rapid Rewards(R) hotel and car partners. 2X rideshare. 2X social media and search engine advertising, internet, cable, and phone services. 1X on all other purchases

N/A

N/A

21.49%–28.49% variable

21.49%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Visa®

Visa®

Total Visa® Card

Total Visa® Card

4.6
N/A

N/A

See website for Details

See website for Details

N/A

N/A

N/A

N/A

See website for Details

See website for Details

N/A

N/A

Fair/Bad

Fair/Bad

Visa®

Visa®

Chase British Airways Visa Signature® Card

Chase British Airways Visa Signature® Card

4.5
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months

$95

$95

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere

N/A

N/A

21.49%–28.49% variable

21.49%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Visa®

Visa®

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