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Bad Credit

Take control of your financial future with our Bad Credit Cards. Designed specifically for individuals with poor credit scores, these cards offer an opportunity to rebuild your credit history. While approval is typically easier, these cards may come with higher interest rates or require a security deposit. However, they serve a critical purpose - offering you a second chance at improving your credit. By making consistent, on-time payments and keeping your balance low, you can demonstrate financial responsibility and gradually improve your credit score. It's important to remember, though, that these cards aren't for extensive spending, but rather, a tool for credit improvement. Consistent, responsible use is key to paving the way towards better credit. With our Bad Credit Cards, the power to change your credit history is in your hands. Embrace the journey of credit recovery and watch your financial health improve with time and discipline.

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Petal® 1 “No Annual Fee” Visa® Credit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
2% - 10% cash back at select merchants
intro apr
N/A
regular apr
24.74% - 34.24% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.7
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
1% – 1.5% cash back on everyday purchases
intro apr
N/A
regular apr
17.74% - 31.74% variable
foreign transaction fee
0%
credit needed
Limited/Fair/Good/Excellent
annual fee
$0
rate
4.8
Milestone® Mastercard®
welcome bonus
N/A
credit brand
Mastercard®
rewards rate
N/A
intro apr
N/A
regular apr
See website for Details
foreign transaction fee
1%
credit needed
Fair/Good
annual fee
See website for Details
rate
4.5
Total Visa® Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
N/A
intro apr
N/A
regular apr
See website for Details
foreign transaction fee
N/A
credit needed
Fair/Bad
annual fee
See website for Details
rate
4.6
Chime® Debit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
N/A
intro apr
N/A
regular apr
N/A
foreign transaction fee
0%
credit needed
Limited to Good
annual fee
$0
rate
4.5
articles
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When it comes to credit scores, there are two major players in the game: FICO and VantageScore. Both companies provide credit scoring models that lenders use to determine creditworthiness. But what are the differences between these two models, and which one is better? In this article, we'll compare FICO and VantageScore and help you understand which one is right for you.
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