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Build Credit Cards

Embark on a journey of financial growth with our Build Credit Cards. Specifically designed for individuals looking to establish or improve their credit, these cards offer a strategic tool for credit management. Approval is often easier, making them accessible to those with limited or less-than-perfect credit. By using these cards responsibly, making timely payments and maintaining a low balance, you can steadily build or repair your credit score. Some of these cards also offer additional benefits, such as cash back, rewards, or lower interest rates over time. Remember, the key to credit building is discipline and responsible use. Try to pay off your balance in full each month to avoid interest and keep your credit utilization low. With our Build Credit Cards, you have a practical tool to help you cultivate a strong credit history, opening the door to greater financial opportunities in the future. Start building a brighter financial future today.

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Petal® 1 “No Annual Fee” Visa® Credit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
2% - 10% cash back at select merchants
intro apr
N/A
regular apr
24.74% - 34.24% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.7
Capital One Platinum Secured Credit Card
welcome bonus
N/A
credit brand
Capital One
rewards rate
N/A
intro apr
N/A
regular apr
29.99% variable
foreign transaction fee
0%
credit needed
Bad/Limited
annual fee
$0
rate
4.5
Discover it® Secured Credit Card
welcome bonus
N/A
credit brand
Discover it®
rewards rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 1% cash back on all other purchases – automatically. Discover will match all the cash back you've earned at the end of your first year
intro apr
N/A
regular apr
27.74% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.8
Citi® Secured Mastercard®
welcome bonus
N/A
credit brand
Mastercard®
rewards rate
N/A
intro apr
N/A
regular apr
27.49% variable
foreign transaction fee
3%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.6
Capital One® Spark® Classic for Business
welcome bonus
N/A
credit brand
Capital One
rewards rate
Earn unlimited 1% cash back for your business on every purchase
intro apr
N/A
regular apr
29.99% variable
foreign transaction fee
0%
credit needed
Fair/Limited
annual fee
$0
rate
4.5
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Credit Score Range: Understanding the Different Levels of Credit Ratings
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