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Fair Credit

Discover a balanced approach to credit with our Fair Credit Cards. Tailored for those with fair or average credit scores, these cards offer a stepping stone to better credit health. Fair Credit Cards typically come with moderate interest rates and lower credit limits, but they offer the opportunity to improve your credit score through responsible use. By keeping your credit utilization low and making payments on time, you can demonstrate your creditworthiness and gradually improve your credit score. Some of these cards also offer perks such as cash back or rewards programs, providing added value while you work on your credit. Remember, the goal is not just to use these cards, but to use them wisely. Your credit score is a reflection of your financial responsibility, and with consistent, mindful use, our Fair Credit Cards can help you on your journey to better credit. Navigate your financial growth with confidence and seize the opportunities that come with improved credit health.

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Capital One SavorOne Student Cash Rewards Credit Card
welcome bonus
Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening
credit brand
Capital One
rewards rate
3% cash back on dining, 1% back on all other purchases
intro apr
N/A
regular apr
19.74% - 29.74% variable
foreign transaction fee
0%
credit needed
Good
annual fee
$0
rate
4.7
Capital One Platinum Credit Card
welcome bonus
N/A
credit brand
Capital One
rewards rate
N/A
intro apr
N/A
regular apr
29.99% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.6
Milestone® Mastercard®
welcome bonus
N/A
credit brand
Mastercard®
rewards rate
N/A
intro apr
N/A
regular apr
See website for Details
foreign transaction fee
1%
credit needed
Fair/Good
annual fee
See website for Details
rate
4.5
Total Visa® Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
N/A
intro apr
N/A
regular apr
See website for Details
foreign transaction fee
N/A
credit needed
Fair/Bad
annual fee
See website for Details
rate
4.6
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