ADVERTISEMENT

Limited To Credit

If you have limited credit history, it can be challenging to find a credit card that works for you.But there are credit cards specifically designedfor people with limited credit, such as recent graduates or those who are new to credit.These cards can help you establish credit history and build your credit score over time.

Credit cards for limited credit typically have lower credit limits and higher interest rates than other credit cards.But they also typically have lower fees and more flexible payment options.Some cards even offer rewards programs, such as cash back or points for every dollar you spend.

When choosing a credit card for limited credit, it 's important to do your research and compare your options. Look for a card with no annual fee and a low interest rate, and make sure to read the fine print to understand any fees or limitations. With responsible use, a credit card for limited credit can be a valuable tool for building credit and improving your financial future.

Drop Down
Discover it® Secured Credit Card
welcome bonus
N/A
credit brand
Discover it®
rewards rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 1% cash back on all other purchases – automatically. Discover will match all the cash back you've earned at the end of your first year
intro apr
N/A
regular apr
27.74% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.8
Capital One Platinum Credit Card
welcome bonus
N/A
credit brand
Capital One
rewards rate
N/A
intro apr
N/A
regular apr
29.99% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.6
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
1% – 1.5% cash back on everyday purchases
intro apr
N/A
regular apr
17.74% - 31.74% variable
foreign transaction fee
0%
credit needed
Limited/Fair/Good/Excellent
annual fee
$0
rate
4.8
Citi® Secured Mastercard®
welcome bonus
N/A
credit brand
Mastercard®
rewards rate
N/A
intro apr
N/A
regular apr
27.49% variable
foreign transaction fee
3%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.6
articles
FICO and VantageScore: A Comparison of Different Credit Scoring Models
When it comes to credit scores, there are two major players in the game: FICO and VantageScore. Both companies provide credit scoring models that lenders use to determine creditworthiness. But what are the differences between these two models, and which one is better? In this article, we'll compare FICO and VantageScore and help you understand which one is right for you.
Reading
Credit Score Range: Understanding the Different Levels of Credit Ratings
Credit scores are an important part of modern life. They determine whether or not you can get a loan, rent an apartment, or even get a job. But how are credit scores categorized, and what do the different levels mean? In this article, we'll break down the credit score range and help you understand the different levels of credit ratings.
Reading