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Secured Cards

Embark on a journey of financial empowerment with our Secured Cards. Perfect for those new to credit or looking to rebuild, these cards require a refundable deposit that sets your credit limit, minimizing the lender's risk and making approval easier, even with a limited or flawed credit history. As you make purchases and pay off your balance on time, your credit activity gets reported to the major credit bureaus, helping to improve your credit score. Think of the initial deposit as an investment in your financial future, rather than a hurdle. As you prove your creditworthiness through responsible use, you may become eligible for a higher credit limit or an upgrade to an unsecured card. Remember, the goal is not just to spend, but to build or repair your credit. Use your card wisely, manage your balance responsibly, and watch as your credit health improves. Our Secured Cards offer a hands-on approach to achieving financial stability and confidence.

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Capital One Platinum Secured Credit Card
welcome bonus
N/A
credit brand
Capital One
rewards rate
N/A
intro apr
N/A
regular apr
29.99% variable
foreign transaction fee
0%
credit needed
Bad/Limited
annual fee
$0
rate
4.5
Discover it® Secured Credit Card
welcome bonus
N/A
credit brand
Discover it®
rewards rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 1% cash back on all other purchases – automatically. Discover will match all the cash back you've earned at the end of your first year
intro apr
N/A
regular apr
27.74% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.8
Citi® Secured Mastercard®
welcome bonus
N/A
credit brand
Mastercard®
rewards rate
N/A
intro apr
N/A
regular apr
27.49% variable
foreign transaction fee
3%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.6
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