ADVERTISEMENT
Long Introductory APR Period: The U.S. Bank Visa® Platinum Card provides a 0% introductory APR on purchases and balance transfers for 18 billing cycles.
Your Credit Score: View your credit score anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use and free to U.S. Bank customers.
No Annual Fee: This card doesn't charge an annual fee, reducing costs for cardholders.
Auto Pay & Due Date Choice: Avoid interest and late fees with automatic payments that put you in control. Pick a payment due date that works for your schedule.
No Rewards Program: This card doesn't offer any rewards or cash back on purchases.
Balance Transfer Fee: There is a fee for balance transfers which stands at the higher of $5 or 3% of the transfer amount.
Foreign Transaction Fees: A 3% foreign transaction fee applies, making it less optimal for international usage.
No Sign-up Bonus: Unlike some other cards, this one does not provide a sign-up bonus.
The U.S. Bank Visa® Platinum Card is a no-nonsense card that provides simplicity and savings, particularly for those who are looking to finance a large purchase or consolidate debt. With one of the longest 0% intro APR periods available, this card allows ample time to pay off balances without accumulating interest. While it may not offer a rewards program or sign-up bonus, its cell phone protection perk is a unique and valuable feature. If you're the sort of person who values practical benefits over frills and cash back, then this is the card you've been waiting for.
ADVERTISEMENT
N/A
$0
N/A
0% for the first 18 billing cycles on balance transfers and purchases
19.74% - 29.74% variable
3%
Good/Excellent
Visa®
N/A
$0
N/A
N/A
N/A
0%
Limited to Good
Visa®
N/A
$550
3x for air travel and hotel stays, 2x for eligible business expenses (office supplies, business cable/internet, shipping, business phone and advertising), 1X everywhere else
N/A
N/A
0%
Excellent
Visa®