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Capital One Venture Rewards Credit Card
welcome bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
credit brand
Capital One
rewards rate
Earn unlimited 2 miles per dollar on every purchase. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
intro apr
N/A
regular apr
20.74% - 28.74% variable
foreign transaction fee
0%
credit needed
Excellent
annual fee
$95
rate
4.8

Pros

Generous Rewards: The Capital One Venture Rewards Credit Card offers unlimited 2X miles per dollar on every purchase, every day.

Sign-Up Bonus: Cardholders can earn 75,000 bonus miles once they spend $4,000 on purchases within the first 3 months from account opening.

Travel Perks: Cardholders can receive up to $100 credit for Global Entry or TSA PreCheck.

No Foreign Transaction Fees: This card is excellent for international travel with no foreign transaction fees.

Redeem Miles for Travel: Book a trip with miles through Capital One Travel—or use miles to get reimbursed for past travel purchases made elsewhere.

Cons

Annual Fee: There's a $95 annual fee which can be a drawback for some potential cardholders.

No Intro APR: The card does not offer an introductory APR on purchases or balance transfers.

High Regular APR: The ongoing APR for this card is 20.74% - 28.74% (Variable), which can be costly if cardholders carry a balance.

Limited Transfer Partners: While miles can be transferred to over 15+ travel partners, not all major airlines are included.

Why Choose It

The Capital One Venture Rewards Credit Card is a stellar pick for those who travel frequently and want to earn valuable miles on every purchase. Its straightforward rewards system and generous sign-up bonus make it a very appealing option. Although it carries a $95 annual fee and lacks an intro APR offer, the travel perks like up to $100 credit for Global Entry or TSA PreCheck, and the lack of foreign transaction fees more than makeup for these downsides. Its simplicity and value proposition make it a sound choice for the avid traveler.

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compare Cards

cover/name/rate
Welcome bonus
Annual fee
rewards rate
intro apr
regular apr
foreign transaction fee
credit needed
credit brand
Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

4.8
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

$95

$95

Earn unlimited 2 miles per dollar on every purchase. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel

Earn unlimited 2 miles per dollar on every purchase. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel

N/A

N/A

20.74% - 28.74% variable

20.74% - 28.74% variable

0%

0%

Excellent

Excellent

Capital One

Capital One

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

4.4
60K after $3K spend in first 3 months

60K after $3K spend in first 3 months

$99

$99

3X Southwest. 3X Rapid Rewards(R) hotel and car partners. 2X rideshare. 2X social media and search engine advertising, internet, cable, and phone services. 1X on all other purchases

3X Southwest. 3X Rapid Rewards(R) hotel and car partners. 2X rideshare. 2X social media and search engine advertising, internet, cable, and phone services. 1X on all other purchases

N/A

N/A

21.49%–28.49% variable

21.49%–28.49% variable

0%

0%

Good/Excellent

Good/Excellent

Visa®

Visa®

The Aeroplan® Card

The Aeroplan® Card

4.2
Up to 100K points: 75K points after $4K spend in the first 3 months + 25K after $20K in the first 12 months

Up to 100K points: 75K points after $4K spend in the first 3 months + 25K after $20K in the first 12 months

$95

$95

3X Air Canada. 3X grocery stores. 3X dining. 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max). 1X everywhere else

3X Air Canada. 3X grocery stores. 3X dining. 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max). 1X everywhere else

N/A

N/A

21.74%–28.74% variable

21.74%–28.74% variable

0%

0%

Good/Excellent

Good/Excellent

Mastercard®

Mastercard®

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