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Generous Rewards: The Capital One Venture Rewards Credit Card offers unlimited 2X miles per dollar on every purchase, every day.
Sign-Up Bonus: Cardholders can earn 75,000 bonus miles once they spend $4,000 on purchases within the first 3 months from account opening.
Travel Perks: Cardholders can receive up to $100 credit for Global Entry or TSA PreCheck.
No Foreign Transaction Fees: This card is excellent for international travel with no foreign transaction fees.
Redeem Miles for Travel: Book a trip with miles through Capital One Travel—or use miles to get reimbursed for past travel purchases made elsewhere.
Annual Fee: There's a $95 annual fee which can be a drawback for some potential cardholders.
No Intro APR: The card does not offer an introductory APR on purchases or balance transfers.
High Regular APR: The ongoing APR for this card is 20.74% - 28.74% (Variable), which can be costly if cardholders carry a balance.
Limited Transfer Partners: While miles can be transferred to over 15+ travel partners, not all major airlines are included.
The Capital One Venture Rewards Credit Card is a stellar pick for those who travel frequently and want to earn valuable miles on every purchase. Its straightforward rewards system and generous sign-up bonus make it a very appealing option. Although it carries a $95 annual fee and lacks an intro APR offer, the travel perks like up to $100 credit for Global Entry or TSA PreCheck, and the lack of foreign transaction fees more than makeup for these downsides. Its simplicity and value proposition make it a sound choice for the avid traveler.
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Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
$95
Earn unlimited 2 miles per dollar on every purchase. Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
N/A
20.74% - 28.74% variable
0%
Excellent
Capital One
Southwest® Rapid Rewards® Performance Business Credit Card
60K after $3K spend in first 3 months
$99
3X Southwest. 3X Rapid Rewards(R) hotel and car partners. 2X rideshare. 2X social media and search engine advertising, internet, cable, and phone services. 1X on all other purchases
N/A
21.49%–28.49% variable
0%
Good/Excellent
Visa®
Up to 100K points: 75K points after $4K spend in the first 3 months + 25K after $20K in the first 12 months
$95
3X Air Canada. 3X grocery stores. 3X dining. 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max). 1X everywhere else
N/A
21.74%–28.74% variable
0%
Good/Excellent
Mastercard®