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Visa®

Welcome to the dynamic world of Visa, a renowned titan in the credit card industry. Founded in 1958, Visa has firmly established its reliable footprint in global finance, adeptly handling over 100 billion transactions annually. Your Visa card serves as your trusty sidekick, offering convenience and worldwide acceptance, whether you're shopping in a bustling metropolis or dining in a charming bistro halfway around the world.

But the magic of Visa extends beyond mere omnipresence. It embodies diversity, presenting an extensive suite of cards designed to cater to varied lifestyles and financial needs. Whether you're a jet-setting adventurer, a savvy shopaholic, a credit novice, or a seasoned financial guru, Visa has a card that's just right for you.

Our comprehensive overview of Visa's portfolio will detail everything from fees and purchase APRs to credit requirements and the range of benefits each card brings to the table. When you choose Visa, you're not just picking a card; you're stepping into a world of financial convenience and global acceptance. Join us as we unravel the myriad offerings of Visa, a lifestyle choice that promises reliability and versatility.

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Petal® 1 “No Annual Fee” Visa® Credit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
2% - 10% cash back at select merchants
intro apr
N/A
regular apr
24.74% - 34.24% variable
foreign transaction fee
0%
credit needed
Fair/Bad/Limited/No Credit
annual fee
$0
rate
4.7
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
1% – 1.5% cash back on everyday purchases
intro apr
N/A
regular apr
17.74% - 31.74% variable
foreign transaction fee
0%
credit needed
Limited/Fair/Good/Excellent
annual fee
$0
rate
4.8
Total Visa® Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
N/A
intro apr
N/A
regular apr
See website for Details
foreign transaction fee
N/A
credit needed
Fair/Bad
annual fee
See website for Details
rate
4.6
Chime® Debit Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
N/A
intro apr
N/A
regular apr
N/A
foreign transaction fee
0%
credit needed
Limited to Good
annual fee
$0
rate
4.5
PenFed Gold Visa® Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
N/A
intro apr
0% intro APR for 15 months
regular apr
16.49% - 17.99% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$0
rate
4.6
PenFed Power Cash Rewards Visa Signature® Card
welcome bonus
See website for Details
credit brand
Visa®
rewards rate
1.5% cash back on all purchases made with your card, 2% cash back on all purchases for PenFed Honors Advantage Members
intro apr
N/A
regular apr
17.99% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$0
rate
4.7
Ink Business Unlimited® Credit Card
welcome bonus
Earn $750 bonus cash back
credit brand
Visa®
rewards rate
1.5% cash back rewards on purchases
intro apr
0% intro APR for 12 months
regular apr
17.99% - 23.99% variable
foreign transaction fee
3%
credit needed
Good/Excellent
annual fee
$0
rate
4.6
U.S. Bank Visa® Platinum Card
welcome bonus
N/A
credit brand
Visa®
rewards rate
N/A
intro apr
0% for the first 18 billing cycles on balance transfers and purchases
regular apr
19.74% - 29.74% variable
foreign transaction fee
3%
credit needed
Good/Excellent
annual fee
$0
rate
4.7
Marriott Bonvoy Boundless® Credit Card
welcome bonus
Earn five 50K free night certifcates after $5K spend in 3 months
credit brand
Visa®
rewards rate
6X Marriott Bonvoy. 3X gas stations, grocery stores, and dining on up to $6K in combined purchases each year. 2X everywhere else
intro apr
N/A
regular apr
21.49% - 28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$95
rate
4.8
Ink Business Unlimited® Credit Card
welcome bonus
$900 bonus cash back after $6K spend in 3 months
credit brand
Visa®
rewards rate
Earn unlimited 1.5% cash back
intro apr
0% intro APR for 12 months
regular apr
18.49%–24.49% variable
foreign transaction fee
3%
credit needed
Good/Excellent
annual fee
$0
rate
4.5
Chase Aer Lingus Visa Signature® Card
welcome bonus
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months
credit brand
Visa®
rewards rate
3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere
intro apr
N/A
regular apr
21.49%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$95
rate
4.4
Chase Iberia Visa Signature® Card
welcome bonus
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months
credit brand
Visa®
rewards rate
3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere
intro apr
N/A
regular apr
21.49%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$95
rate
4.3
Chase British Airways Visa Signature® Card
welcome bonus
75K Avios after $5K spend in 3 months and an additional 50k Avios after $20k total spend in 12 months
credit brand
Visa®
rewards rate
3X British Airways. Iberia, Aer Lingus, and LEVEL. 2X hotel accommodations booked directly with the hotel. 1X elsewhere
intro apr
N/A
regular apr
21.49%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$95
rate
4.5
Ink Business Preferred® Credit Card
welcome bonus
100K after $8K spend in 3 months
credit brand
Visa®
rewards rate
3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year). 5X Lyft through March 2025
intro apr
N/A
regular apr
21.24%–26.24% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$95
rate
4.6
Ink Business Cash® Credit Card
welcome bonus
90K after $6K spend in 3 months
credit brand
Visa®
rewards rate
5X office supplies. 5X cellular/landline/cable (on up to $25,000 in total purchases in 5x categories annually). 2X on the first $25K in combined purchases at gas stations and restaurants each cardmember year. 5X Lyft through March 2025
intro apr
0% intro APR for 12 months
regular apr
18.49%–24.49% variable
foreign transaction fee
3%
credit needed
Good/Excellent
annual fee
$0
rate
4.5
Chase World of Hyatt Business Credit Card
welcome bonus
60K after $5,000 spend in 3 months
credit brand
Visa®
rewards rate
2X in the top 3 spend categories each calendar quarter through 12/31/24 (then the top 2 categories after that). Eligible categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping. 4X Hyatt
intro apr
N/A
regular apr
21.49%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$199
rate
4.3
UBS Visa Infinite Business
welcome bonus
N/A
credit brand
Visa®
rewards rate
3x for air travel and hotel stays, 2x for eligible business expenses (office supplies, business cable/internet, shipping, business phone and advertising), 1X everywhere else
intro apr
N/A
regular apr
N/A
foreign transaction fee
0%
credit needed
Excellent
annual fee
$550
rate
4.2
Southwest® Rapid Rewards® Performance Business Credit Card
welcome bonus
60K after $3K spend in first 3 months
credit brand
Visa®
rewards rate
3X Southwest. 3X Rapid Rewards(R) hotel and car partners. 2X rideshare. 2X social media and search engine advertising, internet, cable, and phone services. 1X on all other purchases
intro apr
N/A
regular apr
21.49%–28.49% variable
foreign transaction fee
0%
credit needed
Good/Excellent
annual fee
$99
rate
4.4
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